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Smart Budget Planner

Take control of your finances with visual cash-flow charts, custom budget caps, category insights, and the proven 50/30/20 financial rule.

100% Private (Local Storage) Visual Charts 50/30/20 Rule Analyzer CSV & PDF Export
Net Balance / Savings
$0.00
Positive Cash Flow
Total Income
$0.00
0 income sources
Total Expenses
$0.00
0 transactions
Budget Target Cap
$0.00
Set monthly target cap
Active Budget Book
Add Transaction
50/30/20 Financial Health Rule
Optimal Budget Target

Essential Needs (50%)

$0.00
0% of income (Rent, Bills, Food)

Lifestyle & Wants (30%)

$0.00
0% of income (Dining, Travel)

Savings & Invest (20%)

$0.00
0% of income (Emergency, Stocks)
Visual Analytics

Expense Category Breakdown

Cash Flow: Income vs Expense

Transaction Ledger
0 Records

Create New Budget Book

100% Private & Client-Side

Your financial transactions never touch an external server. Everything is stored locally on your device in encrypted browser storage.

50/30/20 Smart Rule

Automatically separates spending into Needs (50%), Lifestyle Wants (30%), and Future Savings/Investments (20%) for balanced wealth growth.

Instant CSV & PDF Reports

Export your monthly financial records in 1 click to Excel, Google Sheets, or print clean financial statement summaries.

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